Motoring

Fixed-Rate vs. Variable-Rate Car Loans: What You Need to Know

Choosing between a fixed rate or a variable rate loan when financing a car is one of the most important decisions you will make. There are pros and cons to each option, and understanding how they work can help you find affordable car loan options that fit your budget and financial goals. In this guide, we’ll take a look at the differences between these two interest rate structures and how they could affect your car loan repayment.

What Is a Fixed-Rate Car Loan?

A fixed rate car loan has an interest rate that stays the same throughout the life of the loan. What this means is that...

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Simon Wells

Simon Wells

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What to do if the other driver is uninsured: Navigating your car accident claim

Authored by Val Watson
Posted: Thu, 03/20/2025 - 11:39pm

Getting into a car accident is one of life’s top stressors. And it gets even more complicated if the other driver turns out to be uninsured. However, there is a process you can follow to protect yourself and receive the compensation you deserve. Here’s what you need to do immediately after an accident to make a successful claim.

What to do immediately after an accident

You will likely be in a state of shock immediately after the accident. Remember that it’s critical to try and gather as much evidence as possible at this stage.

Start by taking photographs of the...

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Caravan vs. Motorhome vs. Campervan: Which Is the Best Investment for 2025?

Authored by Simon Wells
Posted: Thu, 03/20/2025 - 10:45pm
Understanding the Differences

If you're considering investing in a mobile travel solution, you’ve likely come across three main options: caravans, motorhomes, and campervans. Each has its unique advantages, and the best choice depends on your travel habits, budget, and long-term goals. With the cost of living increasing, many UK residents are looking at these options not just for holidays but as potential long-term investments.

CaravansForSale , one of the UK’s leading marketplaces for mobile holiday homes, has seen a growing demand for all three types. But which is the right...

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How to Scrap Your Car Legally in the UK: A Comprehensive Guide

Authored by Simon Wells
Posted: Thu, 03/20/2025 - 5:34pm

Thinking about getting rid of your old vehicle? Scrapping your car in the UK requires following a few straightforward steps to ensure you're doing it legally and responsibly. To scrap your car legally, you'll need to take it to an authorised treatment facility (ATF) and provide essential documentation such as a V5C logbook, photo ID, and proof of address.

In the UK, scrapping your vehicle isn't just about clearing space in your garage; it's also about ensuring the environmental impact is minimised and legal regulations are met. By choosing an ATF, you guarantee that your car will...

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How to Get the Best Interest Rate on a Car Loan

Authored by Simon Wells
Posted: Thu, 03/20/2025 - 3:33pm

Taking out a loan to purchase a new or used car is common practice. However, interest rates on car loans can vary significantly between lenders. Finding a loan with the lowest interest rate takes research and negotiation. By shopping around and using effective strategies, you can secure favourable financing terms for your next car.

Start with Your Credit Score

Your credit score plays a major role in determining the interest rate lenders will offer. Before applying for a loan, obtain copies of your credit report from the three major bureaus - Experian, Equifax and TransUnion....

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The Benefits of Upgrading to Peugeot Alloy Wheels

Authored by Simon Wells
Posted: Fri, 03/14/2025 - 9:42pm

When it comes to enhancing your Peugeot’s performance and appearance, upgrading to alloy wheels can make a world of difference. Not only do they improve the aesthetics of your vehicle, but they also offer practical benefits that contribute to a better driving experience. Explore a wide range of Peugeot alloy wheels at The Wheel Guys and find the perfect set for your car.

Enhanced Aesthetics and Style

One of the first things people notice about a car is its wheels. Peugeot alloy wheels add a touch of sophistication and sportiness, instantly elevating your vehicle’s...

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What to Look for in a Reliable Family Car

Authored by Simon Wells
Posted: Thu, 03/06/2025 - 11:10pm

As a parent, it is vital that you have a car that you can rely on. This vehicle will be an important part of your daily routine, which could involve taking the kids to school, going to work, grocery shopping, ferrying the kids around, visiting family and friends, etc. So, what should you be looking for in a family car? This post will assess the main areas to focus on to help you find a vehicle you can depend on.

Safety & Practicality Come First

As a parent, safety will always be a top priority when it comes to choosing a vehicle. You will want to find a car with a...

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Hidden Costs to Watch Out for When Buying a Used Car

Authored by Liv Butler
Posted: Wed, 02/26/2025 - 11:44pm

Purchasing a second-hand car can seem like a great deal at first glance. The upfront cost is usually significantly lower than buying brand new. However, there are many hidden fees and potential issues that can quickly turn a bargain into a money pit if you're not careful. Being aware of these expenses before shopping can help you avoid regretting your purchase down the road.

Insurance Costs

One expense that tends to be higher for used cars is insurance rates. Insurance companies view older, high-mileage vehicles as somewhat riskier investments compared to new models. This...

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Why Visit a Local Car Dealership? Key Benefits When Searching for a Used Car

Authored by Val Watson
Posted: Wed, 02/26/2025 - 11:41pm

With so many used car options to consider, from models and makes to mileage and condition, it can be overwhelming trying to find the perfect car for your needs and budget. While online searches make it easy to view an enormous inventory, there are some key benefits to visiting local dealerships in person when shopping for used cars. Read on to learn why combining online research with an in-person dealership visit is often the best approach.

The Ability to Search Online First

Before visiting a dealership, take time to search for cars for sale in your local area online. Look at...

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Are Car Insurance Add-Ons Worth It?

Authored by Simon Wells
Posted: Mon, 02/10/2025 - 3:43pm

Should you be opting for that extra bit of car cover, like windscreen protection, or is it a waste of money? When it comes to car insurance, you may have recently taken out or are considering a policy and want to know if add-ons are the way to go.

Considering that they’d add to your monthly premium, it’s important to weigh up whether they’re worth it. Below, we look at some typical add-ons offered by local insurers and weigh up your options.

Why Add-Ons?

First off, you may be wondering why you’d need add-ons if you already have a comprehensive car insurance policy ....

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